Terms & Conditions

Use of Our Website and Services

The information on this website is provided for general informational purposes and does not constitute a loan approval, loan commitment, rate lock, or financial, legal, or tax advice. Mortgage programs, interest rates, fees, and qualification requirements are subject to change and may vary based on individual circumstances, credit profile, income, property type, loan program, and applicable underwriting guidelines.

Mortgage Communications

By submitting your information, you authorize Work Hard Mortgage to contact you regarding your inquiry, mortgage options, application status, document requests, appointment scheduling, and related customer support. Communications may occur by phone, email, text message, or other reasonable methods based on the information you provide and your communication preferences.

SMS/Text Messaging Terms

By opting in to SMS communications from Work Hard Mortgage, you agree to receive customer care and informational text messages related to your mortgage inquiry, loan application, document requests, appointment reminders, loan processing updates, closing reminders, and related support.

Message frequency varies depending on your loan activity and communication needs. Message and data rates may apply. Reply STOP to unsubscribe from SMS messages at any time. Reply HELP for assistance.

Consent to receive SMS messages is not a condition of obtaining a loan, purchasing any product, or using our services.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties except as necessary to provide requested services, comply with legal obligations, or support message delivery.

Accuracy of Information

You agree to provide accurate, current, and complete information when submitting forms, requesting assistance, or applying for mortgage-related services. Work Hard Mortgage is not responsible for delays or issues caused by inaccurate or incomplete information.

Third-Party Links and Services

Our website or communications may contain links to third-party websites, secure portals, scheduling tools, document upload systems, or service providers. We are not responsible for the content, policies, or practices of third-party websites or services.

Privacy

Your use of our website and services is also governed by our Privacy Policy, available at https://www.workhardmortgage.com/privacy.

Limitation of Liability

To the fullest extent permitted by law, Work Hard Mortgage is not liable for damages arising from your use of this website, reliance on website information, or inability to access our services, except where prohibited by applicable law.

Changes to These Terms

We may update these Terms & Conditions from time to time. Updates will be posted on this page with a revised "Last Updated" date.

Contact Us

If you have questions about these Terms & Conditions, please contact Work Hard Mortgage at:

• Website: https://www.workhardmortgage.com
• Email: ryan@workharding.com